Resources
Preview Notice • Resources are unopinioned articles that answer questions your clients may have about loan program specifics and requirements. We maintain these so you can focus on closing loans. We will add to these regularly.
Helpful guides and resources from Smart Rate Lending.
VA Funding Fee
The VA funding fee is collected at closing on VA purchase and refinance loans. The funding fee can be waived if VA disability requirements are met.
View→FHA Mortgage Insurance
There are two FHA mortgage insurance premiums on every FHA loan. An upfront premium is typically financed into the FHA loan. An annual premium is calculated each year and paid monthly as part of the FHA borrower's mortgage payment.
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