Tools
Preview Notice • Maintenance free calculators and lookup tools. We keep everything up to date so you can focus on closing loans. Set default values that better reflect your local market from your dashboard.
Mortgage calculators and tools from Smart Rate Lending.
Mortgage Calculator
Mortgage calculator with property taxes, homeowners insurance, and optional private mortgage insurance.
Go to toolFHA Loan Calculator
FHA loan payment calculator with upfront FHA MIP, FHA mortgage insurance, property taxes, and homeowners insurance.
Go to toolVA Loan Calculator
VA loan payment calculator with VA funding fee, first-time & subsequent use, VA disability, property taxes, and homeowners insurance.
Go to toolUSDA Loan Calculator
USDA loan payment calculator with USDA Guarantee Fee, USDA mortgage insurance, property taxes, and homeowners insurance.
Go to toolRefinance Calculator
Lower your rate, payment, or term or use your home's equity to get cash back.
Go to toolVA IRRRL Calculator
Improve your existing VA loan terms with an Interest Rate Reduction Refinance Loan
Go to toolVA Cash-out Calculator
Use your home's equity to get cash or refinance your FHA or conventional loan to a new VA loan.
Go to toolVA Entitlement Calculator
Use Tier-2 VA Entitlement to purchase a new home without restoring used entitlement.
Go to toolFHA & Conforming Loan Limits
FHA and conforming loan limits are updated by county annually.
Go to tool